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Niyo Uses a Bottom Sheet to Announce New Product Launches Without Disrupting the Core Experience

A visually rich, dismissible bottom sheet introduces the new credit card offering with clear benefits and a frictionless CTA - turning existing users into cross-sell opportunities.

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Context

On the home screen of its global banking app, Niyo triggers a bottom sheet modal to announce the launch of their DCB Niyo Credit Card. The modal slides up over the main interface — keeping the user's balance and forex rates visible in the background, creating context continuity. The announcement leads with an excitement-driven headline ("The wait is over!"), followed by a hero visual of the card with playful floating coin animations that reinforce the value theme.

Three benefit tiles below quickly communicate the key value props: no TCS on international transactions, up to 3% valueback, and zero fees. A reassuring "Pre-approved Card • No documents required" line reduces friction, while a bold blue "Get card now" CTA drives immediate action. The dismiss (X) button ensures users don't feel trapped.

Why This Works

Bottom sheets are ideal for high-priority announcements because they command attention without forcing a full-screen takeover. By keeping the home screen partially visible, Niyo maintains spatial context and reduces the jarring feel of interruptive modals.

The benefit tiles use icons and short copy for fast scanning, while the "pre-approved" messaging eliminates the biggest conversion blocker, perceived effort. This pattern works especially well for cross-selling to existing users who already trust the brand, turning a routine app open into a conversion moment.

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